Rideshare vehicle cover, built for Australian drivers.
Cover for your car while you drive for Uber, DiDi, Ola or Bolt. SharedFare is a discretionary mutual, not an insurer, so members share risk and contributions stay fair.
Does your everyday car insurance exclude claims when you drive for Uber?
Many standard personal vehicle covers exclude hire and reward use, the moment you accept a paying passenger. That can leave a gap exactly when you are working. SharedFare cover is built for rideshare driving, so your vehicle is covered while you are on the platform, subject to your membership rights in the mutual's Constitution and the PDS.
This is discretionary cover through a mutual, not insurance.
What is protected
Comprehensive Cover
Protects your vehicle for damage during the cover period, including weather events, fire, theft, malicious acts and collision, plus your legal liability for damage to other people's property.
Third Party Property Damage Cover
Protects your legal liability for damage to other people's property from the use of your vehicle. It does not protect your own vehicle.
Member support
Claims guidance from the moment an incident happens, with fast handling so you spend less time off the road.
A mutual that shares risk, not a company chasing profit.
SharedFare is a discretionary mutual. Members contribute to a shared pool, and claims are considered by the Board of the Mutual in the best interests of all members. It is not a contract of insurance: you have the right to have your claim considered, exercised at the Board's discretion.
- Member contributions stay fair because risk is shared across the membership.
- No shareholders taking a cut: the mutual exists for its members.
- Claims are considered by the Board of the Mutual in the interests of all members.
- Built around the rideshare community, not a generic motor product.
Cover for the platforms you drive on
Drive rideshare, deliver food, or do both on the same car. Tell us how you use your vehicle when you get a quote.
How it works
Get a quote
Tell us about your car and how you drive. It takes a few minutes.
Join as a member
Review the mutual's Constitution and the PDS, join the mutual and buy your protection.
Drive Covered
Your vehicle is protected when you pay the member contribution for your cover.
Lodge a claim
If something happens, our team guides you and the Board considers your claim.
Common Questions
- Am I covered while driving for Uber, DiDi or Ola?
- Yes. SharedFare vehicle cover is built for rideshare use, so your vehicle is covered while you drive for platforms like Uber, DiDi, Ola and Bolt, subject to your membership rights in the mutual's Constitution and the PDS.
- Is my normal car cover enough for rideshare?
- Often not. Many standard personal vehicle covers exclude hire and reward use, which starts the moment you carry a paying passenger. SharedFare cover is designed for rideshare driving, helping close that gap.
- Is Sharedfare insurance?
- No. Sharedfare offers discretionary mutual risk protection from a discretionary mutual. It is not an insurer and the cover offered is not a contract of insurance. For more information about how it works, read the Common Questions.
- How do claims work as a member?
- Lodge your claim with the SharedFare team and our claims support guides you through it. The Board of the Mutual considers each claim under the terms in the PDS, and approved claims are handled quickly so you can get back on the road.
- Can I use the same car for rideshare and food delivery?
- Yes. Many SharedFare members use one vehicle across rideshare and food delivery platforms such as Uber Eats, DoorDash and Menulog. Tell us how you use your car when you get a quote so your cover matches.
Cover built for the way you drive.
Join a discretionary mutual that puts rideshare drivers first.