Rideshare vehicle cover, built for Australian drivers.
Protection for your car while you drive for Uber, DiDi, Ola or Bolt. SharedFare is a discretionary mutual, not an insurer, so members share risk and contributions stay fair.
Does your everyday car cover void when you drive for Uber?
Many standard personal vehicle covers exclude hire and reward use, the moment you accept a paying passenger. That can leave a gap exactly when you are working. SharedFare protection is built for rideshare driving, so your vehicle is covered while you are on the platform, subject to your membership terms.
This is discretionary protection through a mutual, not insurance.
What is protected
Comprehensive Cover
Protects your vehicle for damage during the protection period, including weather events, fire, theft, malicious acts and collision, plus your legal liability for damage to other people's property.
Third Party Property Damage Cover
Protects your legal liability for damage to other people's property from the use of your vehicle. It does not protect your own vehicle.
Member support
Claims guidance from the moment an incident happens, with fast handling so you spend less time off the road.
A mutual that shares risk, not a company chasing profit.
SharedFare is a discretionary mutual fund. Members contribute to a shared pool, and claims are considered by the SharedFare board in the best interests of all members. It is not a contract of insurance: you have the right to have your claim considered, exercised at the board's discretion.
- Member contributions stay fair because risk is shared across the membership.
- No shareholders taking a cut: the mutual exists for its members.
- Claims are considered by the SharedFare board in the interests of all members.
- Built around the rideshare community, not a generic motor product.
Cover for the platforms you drive on
Drive rideshare, deliver food, or do both on the same car. Tell us how you use your vehicle and we will match your protection.
How it works
Get a quote
Tell us about your car and how you drive. It takes a few minutes.
Join as a member
Review your membership terms and the PDS, then join the mutual.
Drive covered
Your vehicle is protected while you drive for the platforms you use.
Lodge a claim
If something happens, our team guides you and the board considers your claim.
Rideshare cover questions
- Am I covered while driving for Uber, DiDi or Ola?
- Yes. SharedFare vehicle protection is built for rideshare use, so your vehicle is covered while you drive for platforms like Uber, DiDi, Ola and Bolt, subject to your membership terms and the Product Disclosure Statement.
- Is my normal car cover enough for rideshare?
- Often not. Many standard personal vehicle covers exclude hire and reward use, which starts the moment you carry a paying passenger. SharedFare protection is designed for rideshare driving, helping close that gap.
- Is SharedFare insurance?
- No. SharedFare is a discretionary mutual, not an insurer, and the protection offered is not a contract of insurance. As a member you have the right to have a claim considered by the SharedFare board, exercised at the board's discretion in the interests of all members.
- How do claims work as a member?
- Lodge your claim with the SharedFare team and our claims support guides you through it. The board considers each claim under your membership terms, and approved claims are handled quickly so you can get back on the road.
- Can I use the same car for rideshare and food delivery?
- Yes. Many SharedFare members use one vehicle across rideshare and food delivery platforms such as Uber Eats, DoorDash and Menulog. Tell us how you use your car when you get a quote so your protection matches.
Cover built for the way you drive.
Join a discretionary mutual that puts rideshare drivers first.